Each week I receive at least three emails from various "banks" notifying me that my "account" has unauthorized transactions and a host of other reasons why I need to "verify" my online account information IMMEDIATELY.Let me first start by saying I do not use the online banking systems for any bank I am a member with. It is easy for me to delete those without a second thought. Even though, the email may sometimes list the actual name of the bank I am associated with.

It is no secret that this has been on going for some years. So, thenwhy is it that spammers and scammers are able to take millions fromsmall and medium businesses across the nation?

To give you a realistic view on how this is really taking place, read the article by PC World.

A Few Reminder tips:

• Keep your anti virus, spyware, and malware current and updated

• Check often for browser updates

• Check private accounts from the website, not from your email.

$100M Cyber-threat to Small Business